These General Terms and Conditions (the "Terms") govern your access to and use of the websites, applications, products and services (collectively, the "Services") provided by OURBRAND (the "Company"). By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Services.
1. Definitions
Account: a unique profile you create to access the Services.
Customer or User: any individual or entity using the Services.
Content: text, images, data, software, and other materials made available through the Services.
2. Eligibility & Registration
You must be at least 18 years old (or the age of majority in your jurisdiction) and have the legal capacity to enter into these Terms.
You must provide accurate, complete, and up‑to‑date information during registration and keep it updated.
You represent that your use of the Services complies with all applicable laws and regulations.
3. Account Security
You are responsible for maintaining the confidentiality of your login credentials and all activity under your Account.
Notify us immediately of any unauthorised use or suspected breach of security.
We may require multi‑factor authentication and reserve the right to disable or revoke access for security reasons.
4. Acceptable Use
You agree not to misuse the Services. Prohibited conduct includes (without limitation):
violating any applicable law or regulation;
infringing intellectual property or privacy rights;
attempting to gain unauthorised access to the Services or related systems;
introducing malware, scraping, or overloading infrastructure;
abusing promotions or exploiting system errors or loopholes.
5. Risk Warning
Trading financial instruments involves a high level of risk and may not be suitable for all investors. You could lose some or all of your invested capital. Past performance does not guarantee future results. Do not trade with money you cannot afford to lose.
6. Payments & Transactions
All fees, charges, and payment terms will be disclosed at the point of transaction or in your Account area.
You authorise us and our payment processors to charge your chosen payment method for due amounts.
Chargebacks or payment disputes may result in immediate suspension pending investigation.
7. Promotions & Bonuses
Promotions and bonuses, where offered, are subject to specific terms approved by our compliance team. Do not rely on any implied or informal statements about bonuses. Please consult a licensed representative or the official bonus policy provided by a professional advisor before participating.
8. KYC & Verification
We may require you to complete Know‑Your‑Customer (KYC) and anti‑money laundering (AML) checks before providing or continuing to provide the Services.
Personal documents are processed in accordance with applicable data protection laws (e.g., GDPR) and used solely for identity verification. See our Privacy Policy.
We may suspend or terminate access if verification cannot be completed or if fraudulent activity is suspected.
9. Intellectual Property
The Services and all related Content are owned by the Company or its licensors and are protected by intellectual property laws. Subject to these Terms, we grant you a limited, non‑exclusive, non‑transferable, revocable licence to access and use the Services for your personal, lawful use.
10. User Content
You retain ownership of Content you submit, but grant us a worldwide, non‑exclusive, royalty‑free licence to host, store, reproduce, and display such Content to operate the Services.
You warrant that your Content does not violate any law or third‑party rights.
11. Third‑Party Links & Services
The Services may contain links to third‑party websites or services. We are not responsible for their content, policies, or practices. Accessing third‑party resources is at your own risk.
12. Suspension & Termination
We may suspend or terminate your Account or access to the Services at any time, with or without notice, for conduct that we believe violates these Terms, applicable law, or is harmful to other users, us, or third parties.
Upon termination, your right to use the Services ceases immediately. Certain provisions survive termination (including, without limitation, Sections 9–16 and 18).
13. Disclaimers
The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, and non‑infringement. We do not warrant that the Services will be uninterrupted, secure, or error‑free.
14. Limitation of Liability
To the maximum extent permitted by law, in no event shall the Company, its affiliates, directors, employees, or agents be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenues, data, goodwill, or other intangible losses, arising out of or related to your use of the Services, whether based on warranty, contract, tort (including negligence), statute, or any other legal theory, even if advised of the possibility of such damages.
15. Indemnity
You agree to indemnify, defend, and hold harmless the Company and its affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your use of the Services or your breach of these Terms.
16. Governing Law & Disputes
These Terms are governed by the laws of [Insert governing jurisdiction], without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in [Insert venue] to resolve any dispute arising from these Terms or the Services. If you wish to include arbitration or alternative dispute resolution, add the appropriate clause here.
17. Changes to the Terms
We may modify these Terms from time to time. The updated Terms will be posted on this page with a new effective date. Your continued use of the Services after the changes become effective constitutes acceptance of the revised Terms.
18. Miscellaneous
Severability: If any provision is held invalid, the remaining provisions remain in full force and effect.
Assignment: You may not assign these Terms without our prior written consent. We may assign these Terms without restriction.
Force Majeure: We are not liable for delays or failures due to events beyond our reasonable control.
Entire Agreement: These Terms, together with the Privacy Policy and any applicable service‑specific terms, constitute the entire agreement between you and the Company.
Electronic Communications: You consent to receive communications electronically and agree that all notices we provide electronically satisfy any legal requirement.
Language: If these Terms are translated, the English version controls in case of conflict.